CPS Investment Advisors is a fee-only, independent financial advisory firm that began in Lakeland over forty years ago. Building trusting and long-lasting relationships with clients is the key to designing comprehensive financial plans that deliver long-term security and success.
James Luffman
James M. Luffman, a Certified Public Accountant (CPA) and Personal Financial Specialist (PFS), currently serves as a Financial Advisor at CPS Investment Advisors. His professional journey commenced in Washington D.C., where he assumed the role of Operations Manager in the $3 billion Trust Department of American Security Bank. Jim holds a Bachelor of Science degree in Accounting from Florida State University and is recognized by the American Institute of Certified Public Accountants as a board-certified PFS. Furthermore, he has earned the Certificate of Educational Achievement in Personal Financial Planning. Jim’s tenure with CPS dates back to 1986, affording him extensive expertise in investments, financial planning, accounting, and taxation. He is a seasoned lecturer, frequently sharing his insights on financial planning and investments. Email
Derek Oxford
Derek M. Oxford, a CERTIFIED FINANCIAL PLANNER™️ and ACCREDITED ESTATE PLANNER, brings his extensive financial expertise to CPS Investment Advisors as a certified financial planner and accredited estate planner since 2008. Derek’s educational background includes a Bachelor’s Degree in Finance from Florida State University, which he earned in 2004. With over two decades of experience in estate and financial planning, Derek has honed his skills to provide exceptional guidance to clients. Before joining CPS, Derek played a pivotal role on the 529 college planning team at Fidelity Investments and held a prestigious position on the institutional trading desk at Merrill Lynch. Beyond his professional accomplishments, Derek is deeply committed to his community and has made a significant impact by serving on various non-profit boards across diverse sectors, including education, special needs organizations, economic development agencies, and leadership programs. Email