Brown & Brown Insurance was founded in 1939 as a two-partner firm and has risen to become one of the largest insurance brokerages in the world. With a team that is as connected locally as it is nationally, Brown & Brown provides the personalized, dedicated service you want from a boutique agency while delivering the peace of mind that you expect from a top brokerage.
Ryan Coffers

Ryan Coffers serves as the Executive Vice President of Brown & Brown’s Lakeland, Sebring, and CHAPP offices. He is responsible for the growth and development of his team of Property & Casualty, Employee Benefits, and Personal Lines Producers. Ryan holds a Property & Casualty 2-20 license as well as a Life, Health and Variable Annuities 2-15 license. Ryan focuses on building and retaining relationships with local business owners and working with them to fulfill their insurance needs. He is a generalist, but focuses on verticals in Real Estate, Construction, Manufacturing, and Agriculture. Ryan graduated from Stetson University in 2011 with a Bachelor of Business Administration in Finance. He began his insurance career as a Property & Casualty Producer at the Brown & Brown corporate headquarters in Daytona Beach, Florida. He then served as Brown & Brown Tampa Bay’s Senior Vice President and Property & Casualty Sales Leader from 2017 to 2024. Currently Ryan is the Executive Vice President for Brown & Brown’s offices in Polk County and Highlands County (formerly Heacock Insurance Group). Ryan has been married to his wife Michele for 7 years, and they have one son, Grayson, who is 3years old. Ryan enjoys golf, fishing, and is an avid bourbon collector.
William Krause
As a CRE focused insurance advisor at Brown & Brown, I deliver strategic, customized insurance solutions tailored to the unique needs of real estate professionals and investors. Backed by the capabilities and resources of one of the nation’s leading brokerages, I help clients navigate the complexities of Florida’s dynamic Property & Casualty market while proactively managing risk. My specialization lies in working with developers, contractors, and investors across a wide spectrum of asset types, including ground-up developments, multi-family properties, industrial sites, office buildings, and mixed-use projects. I specialize in protecting high-value investments by conducting comprehensive risk assessments and crafting insurance strategies that align with both short- and long-term business goals. As a Lakeland native, I’m proud of the growth we’re driving as a city and community. It’s inspiring to see so many familiar faces involved with LEDC, and I’m excited to connect with more like‑minded leaders who are shaping Lakeland’s future.
